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本帖最后由 hijames 于 2015-8-31 19:57 编辑
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Z8 K" }" c7 m& F- m# ~* o, A这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:2 V3 P$ ]& |8 F! z* V- i
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~2 P( A# k4 G$ s! ]' E: Q* o! B/ ]Scotia Momentum VISA Infinite card
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.
6 x1 X/ Q0 z( |* n+ f: ]1 {% F还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
$ {4 [1 k& a. P1 ` B! O*加油及超市买菜4%返现
5 q* G/ b+ A0 ]! c, @*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
7 Y! _$ v* m, n% x6 s+ F*其他消费1%返现) p. n6 G! r# ~7 v. o
*限时(3月31号前),首年免年费,而后$99% \# C- @# |1 K) V( _) N
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8 J- I4 G! w/ v4 w6 h, xScotiabank Gold American Express Card3 K& y! A* n3 Q/ Y! U
*开卡送15000点积分,价值$1506 B2 `/ p3 v ^, G/ u
*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现1 Z" h4 K2 K/ Q7 i! K7 ]
*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等
# o( c$ c1 z$ T*限时优惠!首年免年费,而后是$99。' l' |$ W: r# z# J2 O6 B" Q
*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。! X7 z- s2 C: |: }- g
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$ X' o E' J( q4 a! @" g% I$ aAmerican Express® AeroplanPlus® Platinum Card
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加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。 * N3 ^8 s" F2 m% f
*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.
V! E: a- N8 y: h0 ?*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000
. v. |, R/ N* g, e- u*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
n+ g$ P/ y8 @*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight
3 k5 C, U' z7 H/ S9 @$ {*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in
% e6 c7 H% C3 A. c% @$ m*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.. |6 E% }) u5 y0 z
*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full a; H6 a M, f; Z5 ?
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- [( h9 L" v+ j5 m" l5 _SCENE® VISA card8 h. q+ T5 y3 R1 K' S
*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分. r- a% a! a5 D9 S
*开卡送2000点SCENE积分- f7 L; S+ M/ y- K
*在Cineplex影院或网站消费$1可获5点SCENE积分5 O% _ d5 m4 ^9 s
*其他消费每$1可获1点积分2 Z8 E0 a& @% t4 Q
*无年费+ ]( M- h; r& u. k5 B& w4 n7 |
*点击查看详情
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