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本帖最后由 hijames 于 2015-8-31 19:55 编辑 * [% I" D2 P+ E) B2 T9 {; T
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& ~; y E) n3 R4 z4 i, y这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:
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, ?; R. g* P7 S2 m' V& {Scotia Momentum VISA Infinite card' h$ c% w- l) n, E- r$ K m
* w- U7 q' h+ M! k% q4 j6 k3 D买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税." Z, G) e0 `6 h0 ]% v2 x
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
3 l6 ^4 v# m. i/ }, @*加油及超市买菜4%返现: B: Y7 k0 q5 @/ ]) r% v, E- o
*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
0 Y3 n$ D! A8 R! ]5 x1 \! Z5 z*其他消费1%返现
/ W; u. z7 q0 M( L*限时(3月31号前),首年免年费,而后$99
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Scotiabank Gold American Express Card' V4 `* f! m$ O3 e2 Q7 x9 O
*开卡送15000点积分,价值$1509 J2 z! G) d* X' m
*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
" ?; M/ X8 j% X5 t6 n7 [( X1 G, S*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等8 C2 _, U5 i/ Q3 r; H( M
*限时优惠!首年免年费,而后是$99。5 k. F0 w5 n; n
*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。( k' z( ?9 g& n" |: z
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American Express® AeroplanPlus® Platinum Card+ L. o0 v# x( w( O9 u0 h; q
& \$ L) T* d0 L& h* K+ E# ^加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。 8 l3 E! J5 {7 y5 G X, g6 [0 X
*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.; X- U% Y1 Q3 |% g3 j& _+ \9 u
*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,0006 v1 j& W* k% V D0 T& [" \9 V* E
*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
. x2 w4 G0 ?, i$ E2 D: T*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight( t) K" I+ J. }, p3 J* b: @
*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in
! U, T, _5 s Q+ t& d*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.3 o. k! H; a: l7 ~; o" C
*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full1 o, L/ e& Z: ]3 I: q' V% R
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" v4 T i7 ~, M: F4 ZSCENE® VISA card8 A9 O! H7 W& \, O9 L8 _9 t' O
*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.) w }5 k/ p( V+ D6 i, J
*开卡送2000点SCENE积分# ^: G4 \: D7 l9 \5 m# D5 O* @
*在Cineplex影院或网站消费$1可获5点SCENE积分; q" ]- b. c) z8 k5 }
*其他消费每$1可获1点积分
# `3 ^1 o- G1 E [# @% g*无年费
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