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本帖最后由 hijames 于 2015-8-31 19:54 编辑 * y" h/ W3 t0 f! i2 t
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, V. s1 W4 l5 J- u, c/ i这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:, w, v. B J/ C7 ~" T
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# W: K5 A/ `6 `2 _/ d5 S7 rScotia Momentum VISA Infinite card
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.
4 Q, M6 @3 w" s% u. {! n还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
/ j2 O0 s1 j) U) ^0 r# q*加油及超市买菜4%返现
; z' C8 J9 {; u: `. e. }*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
X: I6 e P; w* i/ O*其他消费1%返现0 f: b; _" }/ f# S' I/ @9 ~& K+ p
*限时(3月31号前),首年免年费,而后$99
+ `7 C" z6 n' G- V*点击查看详情
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Scotiabank Gold American Express Card
! S+ S: N. ]" Y4 s*开卡送15000点积分,价值$150
7 J" O8 V# k' Y6 K0 o*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
k/ X9 E5 i6 X# n& F5 F' T/ Q*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等" r6 S# y2 R ~! m. h2 A7 O2 }
*限时优惠!首年免年费,而后是$99。 {. B" k; W/ }
*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。, j' e( b' _( a! Z2 W
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* h z, R/ D$ nAmerican Express® AeroplanPlus® Platinum Card
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加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。 - @ S& L/ V- z
*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.( I2 \/ p- r' X& ~
*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000- Z4 z4 \) ~9 }" p
*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
2 e! _5 C0 D* l*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight9 `# j5 S5 k% o e3 k6 I
*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in( p* }3 _* G$ X" [6 U3 S/ K
*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
: N; ~' I t0 {" s# T4 d*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full: r+ G8 m- p) P2 h- f
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SCENE® VISA card
7 K* \$ f6 [2 `. L7 `* \9 K( {*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.
N* T% w q+ ^3 s1 @2 `*开卡送2000点SCENE积分
8 U6 `6 \% y6 {. Y, C. a8 N*在Cineplex影院或网站消费$1可获5点SCENE积分
: O( n' ?, u$ }4 r% ~6 X9 q*其他消费每$1可获1点积分
1 V( u, F& a$ S4 a( P; n0 r: u% T3 W*无年费
* U; t/ v' L4 \1 y$ B6 a; {*点击查看详情8 ` D# I' T' O6 U" L/ b
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