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本帖最后由 hijames 于 2015-8-31 19:52 编辑 ' N( v8 i" `% t( q4 g; Z2 `
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3 V( S; _) [% Q; t- f这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:
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8 W7 }# x k* ]Scotia Momentum VISA Infinite card% ]2 D8 B; c- G' b H+ Z% F! [
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.+ w h7 p# Q: r5 W* p8 @3 p' i. t
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。 y: l s5 c; N
*加油及超市买菜4%返现
: z: d1 Q- Q( O/ r& Q0 m. q4 `*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
& q8 Q9 @% c- X) t9 q8 V*其他消费1%返现, n' w; m6 r- T2 F9 {
*限时(3月31号前),首年免年费,而后$99
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Scotiabank Gold American Express Card
5 n H' c. D' d7 r*开卡送15000点积分,价值$150: O+ x$ q2 G( g2 N
*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现5 c( P+ B! R, I. d5 O
*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等
- b3 r9 k1 A1 J2 b) ]' l2 p*限时优惠!首年免年费,而后是$99。, t0 t! U& o- t# I% }# [5 H
*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。# z) P' M! J" U$ p+ A1 D8 J$ O
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American Express® AeroplanPlus® Platinum Card
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加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。 3 f; |& o+ l7 M1 U6 p' f+ d8 [
*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.
# F. ? d9 f! O. k4 r% A*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000
7 G- D, ?& e( Q- [*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually5 R7 n; W0 V. K ~# w e
*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight
/ O" w( H' p" `5 {*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in v# h. I6 H' q5 x E0 b
*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
% m3 N% I* h3 \- [$ n*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full
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# Z# T9 e: x" a; A/ qSCENE® VISA card0 P1 T% u) I$ I# ]4 N
*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.; H h m7 Z. N- _/ S& ?
*开卡送2000点SCENE积分
+ B# V9 y& c% f1 u x/ b8 l*在Cineplex影院或网站消费$1可获5点SCENE积分
9 K1 D) P3 T/ s+ z/ m*其他消费每$1可获1点积分
% e6 ~) A; |- ?- u3 H2 f3 q*无年费
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