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本帖最后由 hijames 于 2015-8-31 19:49 编辑
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4 m! S, _. p4 w# F这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:+ F. v6 V- d; ?' i8 G
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Scotia Momentum VISA Infinite card
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' e: }* v7 G3 Y8 Q. ^9 e买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.! x* j+ S. E# i/ W9 R4 e
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
8 r! Z# E$ p- R5 D( d! y& F1 [*加油及超市买菜4%返现
! ?3 S3 c( E) Q- _*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现8 K5 x& J5 T8 l2 s
*其他消费1%返现6 d( L: ?! Q3 C
*限时(3月31号前),首年免年费,而后$99& o1 O% K4 S6 h
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Scotiabank Gold American Express Card* f" H) H2 A0 \* U
*开卡送15000点积分,价值$150
- T& a1 |; o; h+ O2 z; g6 w3 y( b*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现! N3 v% ?3 t2 z, }3 f( b
*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等9 x1 ^; ]* h; i- r( g
*限时优惠!首年免年费,而后是$99。
: l6 R0 u+ x9 Z4 n' x, i*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。* @' _7 P/ `* |* ?9 _
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American Express® AeroplanPlus® Platinum Card
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) f# u. Q, ?* K加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。
8 Q8 N: \# u4 L. [8 A1 R*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.
- r6 B1 L& d! l/ [2 Y: ^/ H*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000- ^1 i1 g; `+ y( `; k f# H% }
*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually1 y+ I& v; d- ?3 E5 L
*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight3 D* Y2 Q" G* t* I
*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in
; }1 F- @+ C- v/ U$ c, |% @9 W% U*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.* F* H, c' \0 r" v5 J1 u
*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full
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6 V' w; d& z3 X: YSCENE® VISA card0 |, \$ [+ l8 w4 B6 Y
*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分., d7 d. J: |# `5 t) Z
*开卡送2000点SCENE积分
1 P0 Y7 I* j: X2 ?*在Cineplex影院或网站消费$1可获5点SCENE积分
. h* s5 `8 D3 ]1 h* h*其他消费每$1可获1点积分
+ }, C! ` w+ Z0 v/ v/ G4 |8 |" Q*无年费
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