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本帖最后由 hijames 于 2015-8-31 21:02 编辑 5 N6 X- P; j) b: h9 h' |# _' }
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- j- k6 S+ A, W' \( c! M+ b这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:/ Z! z8 C! z1 D" Q
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Scotia Momentum VISA Infinite card: I0 H* ~/ E% H% z' B; _, K
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.7 o8 A& H/ Q/ F
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
, w$ d) {. h8 ]3 K! T' F*加油及超市买菜4%返现
2 F' v+ f O4 l*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现3 ?. E Z7 a- [
*其他消费1%返现: A6 r9 v% G! @ q
*首年免年费,而后$99; @# ~5 G3 s2 @# [' k O3 ]5 P, Q$ v
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Scotiabank Gold American Express Card
) p+ p9 m' c1 B2 a*开卡送15000点积分,价值$150" A. X; s+ V7 e: z$ K( P
*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
7 G6 b/ r: X/ k) P5 ]/ b*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等
7 u: l( Q1 l! h \: e*限时优惠!首年免年费,而后是$99。
+ ~5 n0 l1 Y* ?! T3 [3 [* `*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。
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2 h: Q0 {, j0 ]+ ~3 K# _. qAmerican Express® AeroplanPlus® Platinum Card! q$ W: ~5 o! L% N+ E
2 h- ~4 d n9 T% j6 I加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。
: s1 }2 ` l1 g% i6 s: |; c*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.- k- J+ U6 T7 W; ?. F
*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,0001 V7 b" Y' u0 Z) g8 K6 o2 ^
*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually( w, Y0 _9 \! G% q+ H
*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight
4 T6 Q4 m) J$ ?# \; D' S; q1 D*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in. }1 z7 I2 v' s; A$ K( P
*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
K& }2 \1 e# r; D*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. p5 {2 I" p; n
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SCENE® VISA card( n# ^$ l1 k: u* M0 L
*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.& {( q1 G! e: P* [) [
*开卡送2000点SCENE积分
" K7 n) l' c; p8 Y8 ]6 W+ x1 b*在Cineplex影院或网站消费$1可获5点SCENE积分# `, m: ^- j4 |+ E1 x1 I T7 `
*其他消费每$1可获1点积分
4 l0 ]+ V5 _5 e0 ~, }. Y1 h8 P2 T4 M*无年费
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