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这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:9 |" s, p% T' x* \- G' u" F; c
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& H0 S' b4 c8 }; }: {Scotia Momentum VISA Infinite card+ o8 R, k& G! m
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.7 ]( @2 _8 _& c5 Q/ r c$ N4 c
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。 ' N: ~) m4 I. [( h
*加油及超市买菜4%返现6 m) Z3 A( }" u* R& N/ `: [+ [
*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
3 B4 P# {0 U0 A, C- j+ a*其他消费1%返现9 }" n2 y' z, |! l( ?
*首年免年费,而后$99* [( j/ B/ f: Z: F A% p. R$ V
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Scotiabank Gold American Express Card8 ?$ h% o ?0 C+ w/ i7 S+ H" Q
*开卡送15000点积分,价值$150
) N8 ^! c9 v# i2 w) ?6 K*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现. j! e I8 S( u' i4 Z* V+ b3 I
*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等
5 `# X0 W2 x6 Q/ u1 g*限时优惠!首年免年费,而后是$99。1 [8 c& F+ U( C
*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。
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2 F% Z$ J' z1 N7 gAmerican Express® AeroplanPlus® Platinum Card- Y/ r- y: A, Y5 n3 j2 \; G2 F' c1 o' v, t/ j
9 \; _' b, K& s* J- f加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。 $ ~1 `4 i' w* J8 t9 Q
*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.
% j$ ]2 g Y$ E5 \" c5 c*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,0004 P$ i, ]# h& A2 u+ ?3 [8 M
*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
2 X" T2 Z9 Z9 [& b4 K*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight5 I2 R- Z9 K, J, l
*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in
2 I. u9 v! J$ M6 K. U; D*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.% W9 ?6 l! V( X2 ^% r4 v
*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full
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4 I- e; i1 D0 U) Z; W( ySCENE® VISA card
: a) P( O& K/ n% \) X*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.
! A) K" I4 x# Y$ g5 h*开卡送2000点SCENE积分, y- ?! E7 w+ E! a* J2 W9 B
*在Cineplex影院或网站消费$1可获5点SCENE积分& w+ A1 A% i/ a5 S. j
*其他消费每$1可获1点积分5 O) v/ T0 u/ m. x8 {0 O3 Y
*无年费
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