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本帖最后由 hijames 于 2015-8-31 20:59 编辑 1 t! x$ j! a3 q/ i0 ^. Q5 x6 E) {9 B
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" N$ V7 K: W7 E' ]7 o, _这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:
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Scotia Momentum VISA Infinite card/ s i% H: }& Z, z( |6 f3 D; y
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.
6 N! o5 l/ `% B3 C$ I& G4 m还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。 1 _5 w( h0 I6 R1 J! Y9 O
*加油及超市买菜4%返现
7 m, r6 E/ m2 V. x' C" D*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
" v) l) J( H2 z, j2 s5 U2 [*其他消费1%返现; ~6 R1 o& t: @# R5 f% L) \
*首年免年费,而后$99+ b" G8 w' a1 v5 Q
*点击查看详情
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7 K9 w9 y6 ?8 _* {8 t1 @, cScotiabank Gold American Express Card
, K9 u) A6 T8 U5 m# X6 P1 P4 {*开卡送15000点积分,价值$150
, T& B( F/ H5 M& t*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
P( G2 R5 B) t, s0 H/ [*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等1 w, }/ d& v1 W
*限时优惠!首年免年费,而后是$99。
$ C/ F b0 Z( H; i*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。
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American Express® AeroplanPlus® Platinum Card
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9 A3 ]7 l) @' g0 M6 U加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。 # _+ e9 f) D+ s6 Q9 o. m. w- S
*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.
% l& [4 ?+ U" {3 z8 z, ]*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000
! ^/ x2 t' T% y0 ]3 L* Q*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
# ]2 K6 [+ o) y' y9 I, [*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight( @" f% P# y8 `0 t: \. F, t7 i
*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in
9 H0 L3 j1 B2 w; g) K9 K7 `( i*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.0 C, y8 X0 I. x) k) D
*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full
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SCENE® VISA card
" ~& w! C; S( `7 C) _4 U2 o3 N0 q5 N) I*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.
. x* o2 K3 }% V$ f7 @4 ^7 j*开卡送2000点SCENE积分
4 Q6 Z( ?, t3 A" }& N3 D) Z*在Cineplex影院或网站消费$1可获5点SCENE积分9 V; _% w1 j. Z, i% ]& G& q
*其他消费每$1可获1点积分& l1 j# V: O7 ?/ H. c
*无年费
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